Student Education Loans. Obtain the funds you may need for university with your Sallie Mae Smart choice Student Loan.


Student Education Loans. Obtain the funds you may need for university with your Sallie Mae Smart choice Student Loan.

For those who have university costs that aren’t covered by scholarships and loans that are federal we’ve got an alternative for you personally. Peninsula has partnered with Sallie Mae® to bring you an educatonal loan with flexible payment choices and competitive interest levels.

The Smart choice scholar Loan provides freedom and rates that are competitive.

Versatile payment choices

Deferred, Fixed or Interest Repayment Solutions.

Competitive prices for undergraduates

Choose from variable and fixed rates of interest.

Reduce your rate of interest

Lessen your price by. 25% to make re payment by automated debit.

Borrow the quantity you want

Borrow as much as 100per cent of school-certified price of attendance.

Helpful Details. Learn which loan suits you

Please borrow responsibly
finding out how exactly to purchase university is a genuine challenge, and Peninsula really wants to assist you to borrow funds responsibly. You have got a few choices in terms of funding degree, so we suggest you calculate your own future month-to-month loan re payments and exactly how much your student anticipates making in the foreseeable future before considering a student loan that is private.

We encourage pupils and families to explore scholarships first, which run you nothing and don’t need certainly to be paid back. Federal student education loans are your next thing, as they often provide low interest. Personal student education loans, like the loans you can expect, are most readily useful for filling out the funding gaps put aside after other types of help have now been exhausted.

Pupils once authorized, you will get 120 moments of real time online tutoring through Chegg tutors.


Smart Option Student Loan® for Undergraduate Students
Pay money for your bachelor’s, associate’s, or certificate costs at a degree-granting college

Graduate School Loan
pay money for costs while you pursue your master’s and doctoral levels

Pay money for your company college costs while you pursue your Masters of company management

Healthcare Class Loan

Pay money for your medical level expenses in allopathic, basic, osteopathic, podiatric, radiology,
activities, and medicine that is veterinary

Dental Class Loan

Pay money for the dental level expenses as a whole dentistry, endodontics, dental and surgery that is maxillofacial orthodontics, pediatric dentistry, periodontics, and prosthodontics

Health Professions Graduate Loan. Law Class Loan

Pay for the health careers level expenses in allied wellness, medical, pharmacy, along with other
graduate-level wellness programs

Pay money for your college and expenses that are associated you learn for the legislation level

Parent Loan

Assist your pupil by firmly taking obligation with that loan in your title

Education is very important

“Education is very important so when i got eventually to a point in my own life whenever I had time for you go back to college we went along to Peninsula Credit Union first to see should they could help. And so they did! ”

FAQs and guidelines

Just how much may I borrow?

You are able to borrow as much as 100per cent of college education that is certified (minimum $1,000).

How do I access my account?

You should have usage of your online account administration 24 hours every single day, 1 week a week.

Calculators that will help you save yourself and pay money for university. Willing to submit an application for a learning student loan?

Keep your contact info up-to-date

Maintain your email address present throughout university and afterward. While you make an application for loans, head to college, and sooner or later graduate, you might go many times. By continuing to keep your details present you won’t miss such a thing essential that you may about need to know.


Borrow responsibly
We encourage students and families to begin with savings, funds, scholarships, and student that is federal to cover university. Pupils and families should evaluate all expected month-to-month loan re payments, and exactly how much the pupil expects to make as time goes by, before considering a personal education loan.

These loans are built by Sallie Mae Bank or a loan provider partner. Peninsula Community Federal Credit Union isn’t the creditor of these loans and is paid by Sallie Mae for the referral of loan clients.

Smart choice scholar Loan and graduate loan services and products: these records is for borrowers attending level granting organizations just. Smart choice Student Loan info is for undergraduate borrowers just. You should be going to a participating college found in the U.S. Or have attended one during an eligible previous enrollment duration. You really must be a U.S. Citizen or perhaps a Non-U.S. Resident borrower having a creditworthy cosigner (whom needs to be a U.S. Resident or permanent resident) and needed U.S. Citizenship and Immigration provider (USCIS) documents. U.S. Citizens and permanent residents enrolled in qualified research abroad programs or who will be attending or have attended schools found away from U.S. Will also be qualified. For the Dental class Loan, Law
School Loan, MBA Loan, and Medical School Loan, pupils must certanly be searching for a graduate-level level system in a field of study this is certainly entitled to the mortgage and Graduate Certificate/Continuing Education coursework just isn’t qualified. Applications are at the mercy of a required minimum loan number of $1,000. Present credit along with other eligibility criteria apply.

Parent Loan: This info is for borrowers with pupils going to degree-granting institutions only. The pupil is certainly not entitled to be described as a debtor or cosigner and must certanly be attending or have actually attended a participating college during a qualified enrollment that is prior, or perhaps signed up for a qualified research abroad program. The debtor, cosigner and pupil needs to be U.S. Citizens or permanent residents. The institution may refund loan funds straight towards the pupil, if that develops, debtor and cosigner (if relevant) would nevertheless be accountable for repaying that add up to Sallie Mae. Applications are at the mercy of a required minimum loan level of $1,000. Present credit along with other eligibility criteria apply.

1 Although we usually do not ask you for a penalty or cost if you prepay your loan, any prepayment may be used as provided in your promissory note: First to Unpaid costs and costs, then to Unpaid Interest, then to active Principal.


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It only made feeling that whenever We required a learning pupil loan We went along to the area We already trusted.